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Current Rates

As of Tuesday, December 6, 2016
Rate APR
Conv. 30 Year Fixed
4.000% 4.170*%
Con. 15 Year Fixed
3.250% 3.590*%
Conv. 5 Year ARM
3.125% 3.320*%
FHA 30 Year Fixed
3.500% 4.150*%
VA 30 Year Fixed
3.625% 3.910*%
See More Rates | Rate Conditions is a residential mortgage banker
that provides expert service to homebuyers in Texas.

We are a privately-held company founded in April 2001 by our CEO Kevin C. Miller. We are one of the premiere lenders in the area and have been awarded the Consumer's Choice Award for Mortgage Lenders /non-Banks for business excellence in Dallas/Fort Worth for the sixth year in a row. We have also been recognized by SMU Cox School of Business as one of the 100 fastest growing companies in Dallas. Find out what makes us the top choice in home loans. Contact us today! Blog

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Aerial view of suburban houses

Know Your Neighborhood Before You Buy


How important is the quality of the neighborhood to you as a home buyer? According to the National Association of Realtors’ 2016 Profile of Home Buyers, 64% of people married with kids found the quality of the neighborhood important. A great neighborhood can add quality to your life with good neighbors,...


Our Customers Love Us

TexasLending was awesome and made the process much less complicated/ painful. They were very patient and helpful with all my questions and reassured me as many times as were necessary. Thanks TexasLending! James
The most helpful people ever! The entire process to refinance our mortgage was fast, easy, and painless. I'd recommend this company to anyone who wants a positive experience. Jennetta
Just ditch those out of state companies. Texas Lending made it easy for this ole Texan, Thanks again Brian and Diana

Award earned for superior service from voting DFW consumers for 10 consecutive years.

Texas Lending