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Current Rates

As of Wednesday, August 31, 2016
Rate APR
Conv. 30 Year Fixed
3.375% 3.540*%
Con. 15 Year Fixed
2.750% 3.090*%
Conv. 5 Year ARM
2.875% 2.875*%
FHA 30 Year Fixed
3.125% 4.180*%
VA 30 Year Fixed
3.125% 3.350*%
See More Rates | Rate Conditions is a residential mortgage banker
that provides expert service to homebuyers in Texas.

We are a privately-held company founded in April 2001 by our CEO Kevin C. Miller. We are one of the premiere lenders in the area and have been awarded the Consumer's Choice Award for Mortgage Lenders /non-Banks for business excellence in Dallas/Fort Worth for the sixth year in a row. We have also been recognized by SMU Cox School of Business as one of the 100 fastest growing companies in Dallas. Find out what makes us the top choice in home loans. Contact us today! Blog

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rent or buy a house

Renting Vs. Buying a House

Should you rent or buy a house? There are many factors that go into deciding to rent or buy like your current financial situation, location, lifestyle, family, housing market, and personal preferences. Try using our Rent vs Buy calculator to help you make a good financial choice on renting or buying a home. We are also sharing the pros and cons...


Our Customers Love Us

Read more testimonials.

I wanted to take a moment to write and tell you how much I thoroughly enjoyed working with Kathleen Hays. I’ve known for years that when it came time to enter the home loan process again, I...


I cannot express the knowledgeable, patient and courteous manner in which Carlos Lopez guided us through the process of refinancing our home. Ours was a difficult situation, however, Carlos never...

We felt like everyone we dealt with through Texas Lending went above and beyond to provide accurate details regarding our loan and kept great contact with us. Ronnie