USDA Loans

Enjoy Rural Living With Great Interest Rates With USDA Loans

The United States Department of Agriculture (USDA) has a budget set aside to help people who prefer pastures over pavement become homeowners. The U.S. Department of Agriculture has been supporting rural and suburban homeowners find great rates on Texas USDA loans since 1991.

USDA loans offer great benefits like:

  • No down payments
  • Low interest rates
  • Flexible credit qualifications
  • Loans insured by the government

Do you qualify for a USDA loan?

As an authorized USDA loan distributor, TexasLending.com can quickly find out if you qualify for a USDA loan. The quickest way to see if you’re approved for a USDA loan is to contact one of our loan experts. Generally speaking, here are a few basic guidelines for eligibility:

  • Credit score of 620 score or higher
  • Median income of up to 115% for the area
  • The home is in a Rural Development area (designated by USDA)

The USDA loan experts at TexasLending.com can see if you’re qualified in minutes – give us a call today!

 

Current Rates

VA Purchase
30 Year Fixed

As of: June 18, 2018

4.375%
RATE
4.620%
APR

Rate/Term Refinance
30 Year Fixed

As of: June 18, 2018

4.250%
RATE
4.479%
APR

Rate/Term Refinance
15 Year Fixed

As of: June 18, 2018

3.625%
RATE
4.001%
APR

Cash Out Refinance
30 Year Fixed

As of: June 18, 2018

4.750%
RATE
4.959%
APR

FHA Purchase
30 Year Fixed

As of: June 18, 2018

4.250%
RATE
5.144%
APR