Home Equity Loan Process

You Earned It! Get Cash with a Home Equity Loan

Unlike a home refinance loan, a home equity loan borrows against the equity you have accumulated through years of responsible mortgage payments. A tax-deductible loan is generated based on the amount of investment you’ve placed in your home, and the current market value of your home.

You’ve worked hard to pay off your mortgage—a home equity loan allows you to reward yourself.  If you have other (possibly higher interest) debts to pay off, or just want to borrow against your home for some cash, TexasLending.com provides low to no lender fees loans to you quickly, securely, and easily.

Low to No lender fees

Yes, we saved the best for last! Many of our home equity loans come with low or no lender fees. Our lenders know the markets and we’re licensed for equity loans where many national banks are not.

At TexasLending.com, we have a ton of ways you can get cash out of a property you own, including by not limited to:

  • Home equity to consolidate debts
  • Home equity to get cash for any reason
  • Home equity up to 80% of home value on a primary residence
  • Home equity up to 70% of home value on rental properties
  • Reverse mortgages for those over the age of 62

If you’d like to explore your options for increasing your cash flow based on your home equity, contact an expert at TexasLending.com today!

 

Current Rates

VA
30 Year Fixed

As of: May 23, 2017

3.750%
RATE
3.964%
APR

Conventional
30 Year Fixed

As of: May 23, 2017

4.125%
RATE
4.289%
APR

Conventional
15 Year Fixed

As of: May 23, 2017

3.250%
RATE
3.567%
APR

Conventional
5 Year ARM

As of: May 23, 2017

3.500%
RATE
4.022%
APR

FHA
30 Year Fixed

As of: May 23, 2017

3.625%
RATE
4.509%
APR