Loan Types

We have types of home loans for aspiring and existing homeowners

The perfect home for you isn’t one size fits all, and neither is home financing. A mortgage, or a refinance, should work with your lifestyle, not in spite of it. As a mortgage lender, the way we ensure that the loan you choose is a perfect fit is to provide many different home loan types options.

In fact, we feel so strongly about providing a lot of loan options for our customers that we maintain a slew of regulatory licenses for our region that the national lenders don’t. By adhering to regional regulations, we’re able to build loan packages that can accommodate people with 1st liens, 2nd liens for purchase, refinances, home equity loans or many other situations. Read more about our loan offerings below.

Home Purchase Loans

If homeownership is your dream, we’ll provide the financing to make it your reality. Home shopping and finding the right loan is exciting, but it can also be overwhelming. It’s important to have a team of experts on your side to help match your current financial situation with your home and lifestyle goals. Learn more about home purchase loans.

Refinance Loans

The odds that the market conditions and your current situation are the same as when you signed your first home loan are slim to none. Refinancing is an acknowledgement that the market is different than when you first got a mortgage, and that your life circumstances may be different as well. Adjust your monthly payments and get a better interest rate with a refinance loan.

Home Equity Loans

You’ve worked hard to pay off your mortgage, and that means something to us! A home equity loan allows you to be rewarded with a loan, many times for anything you’d like, with an attractive interest rate. If you have other debts to pay off or just want to borrow against your home for some cash, TexasLending.com provides low to no lender fees loans to you quickly, securely, and easily.

Reverse Mortgages

For homeowners age 62 and older, reverse mortgages can be a great way to enjoy your twilight years in comfort and style. Whether your income doesn’t match your monthly payments or you’d just rather not have a house payment, reverse mortgages provide solutions for many homeowners. Learn more about reverse mortgages.

Conventional Loans

There is an incredible variety to conventional loans—from loans with great interest rates for applicants with excellent credit to flexible qualifications for those who are improving theirs, conventional loans provide many benefits for many aspiring home owners like less mortgage insurance and fewer steps to closing. Learn more about conventional loans.

Government Loans

Homeownership is good for the economy, and as such, the government supports its citizen’s goal of buying a home through government-approved lenders like TexasLending.com. We are approved for several types of government loans including USDA loans, VA loans, and FHA loans. Learn more about government loans.

Jumbo Loans

For folks with big dreams for their homes and the means to achieve them, jumbo loans offer great financing terms. Similar to a conventional loan but with a few key differences, jumbo mortgages are your key to financing your castle in a higher cost area. Learn more about jumbo loans.

 

Current Rates

VA Purchase
30 Year Fixed

As of: December 11, 2017

3.750%
RATE
3.993%
APR

Rate/Term Refinance
30 Year Fixed

As of: December 11, 2017

3.500%
RATE
3.679%
APR

Rate/Term Refinance
15 Year Fixed

As of: December 11, 2017

2.750%
RATE
3.122%
APR

Cash Out Refinance
30 Year Fixed

As of: December 11, 2017

4.000%
RATE
4.195%
APR

FHA Purchase
30 Year Fixed

As of: December 11, 2017

3.500%
RATE
3.683%
APR