Our Latest Blogs
Maximize Your Home Equity
Maximize your home equity with a cash-out home equity refinance loan. As a homeowner, your home holds a value that grows over time. There are times when your home equity is a financial advantage that you can maximize for your benefit. Using a Cash-Out Refinance loan to access the equity in your home can be the first step to a better financial strategy: How can you maximize your home equity? When you have a goal in mind that requires funding,
Buying a Home in 2023
If you are planning to buy a home in 2023, there are some unique market factors to consider this year. You will also find that organization and financial preparedness, will make your experience significantly easier. Let’s talk about the 2023 housing market outlook for Texas home buyers and what you can do to be better prepared: Market Outlook: Buying a Home In 2023 The housing market has seen tremendous changes in the last few years. After the rapid rise in
Texas Housing Market Report for Home Buyers
Texas Housing Market Report for Home Buyers | Updated December 2022 If you are thinking about buying a home, looking into the current Texas housing market conditions can be beneficial. Knowledge is an asset to home buyers. This report can give you a look at the current trends and market predictions to help you make informed decisions. Expect data from recent home sales within our state and an analysis of market conditions for mortgage interest rates in this Texas housing
Negotiating in a Buyer’s Market: Home Buyer Guide
What are the advantages you have in a buyer’s market, and how can you get the best deal possible? Just last year we posted an article about “Competing in a Seller’s Market”, but since then some big changes have happened. We have seen a shift in the real estate market, giving the negotiating advantage to home buyers. In the 3rd and 4th quarters of 2022, we have begun to see the median home prices gradually drop each month, both in
Are you throwing money away on rent?
It’s not uncommon to hear the idea that renting is throwing away money. However taking a closer look at the investment that home ownership requires, in comparison to the relative freedom of renting property deserves some context. There can be financial reasons to choose to continue to rent, just like there are benefits to buying a home. It is advisable to consider your long- and short-term goals in deciding if you are actually throwing money away. Are you throwing money
Top 3 Tips: How to Find a Good Real Estate Agent
Finding a good real estate agent can make your home buying or selling experience much easier. Their knowledge of your local housing market and the detailed steps of a real estate transaction make a potential agent a true asset to you. A good real estate agent keeps you informed with clear communication, is honest with their advice, and uses time efficiently. However, an inexperienced agent can leave you feeling frustrated and lost. There are a few ways to find a
When is a good time to buy a home?
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should consider your personal goals and financial readiness to be just as much, or even more, important than finding the perfect market conditions. When it comes to making the decision to buy a
5 Simple Habits for Organizing Your Finances
Organizing your finances can help make your life less stressful with some changes to your habits. The decisions you make about your money today can impact both your immediate and long-term future. Establishing some healthy financial habits can help you build your savings, keep up with due dates, and track your bigger financial goals. Big changes most often happen over time in a number of smaller changes. If you make a few simple changes to your financial strategy, you will
