Our Latest Blogs
Summer Selfie Challenge
This summer selfie challenge is designed for big kids and teens with a smart phone. Engaging with with nature, family, friends, and positive interactions in the community, this challenge highlights the positive capabilities of technology through the camera lens. Complete the challenge by checking ALL of the boxes this Summer: Take a selfie with… Your parents and/or grandparents Someone who has made a positive impact on your life. Your best friend, brother, or sister Someone who changed your opinion on
5 Rules for Organizing Your Home
Being organized can help reduce the stress in your life. Organizing your home so that things are easier to find when you need them, clutter isn’t in the way, and cleaning doesn’t seem like a monumental task are good reasons to approach organization strategically. Let us help you with a few tips to make your home more tidy and keep it that way. These 5 rules will help guide your success in organizing your home: 1. Don’t Procrastinate Piles of
5 Ways Pets Make Your Home a Better Place to Be
Pets make your home a better place to be. There is a reason that people love their pets. It’s not just that these big personalities make us laugh, pets are companions that can make our lives better in a number of ways. Here are 5 big ways that pets make your home a better place to be: 1. Emotional Health Dogs and cats can sense sadness, tension, fear, excitement, and pain. Many times our pets are happy to offer us
10 Healthy Changes for You and Your Pocketbook
You may be paying for a few things that aren’t benefiting your health or your budget. Even small changes can add up to big savings when you take a closer look at your spending habits. The purpose of this article is to inspire you to make a few healthy changes for you and your wallet. 1. Choose Water Ordering a soft drink or glass of tea will cost to $2.00 – $4.00 at an average restaurant. The cost for the
Give the Gift of Pre Approval
Give the gift of pre approval this holiday season! This is the season for giving. If you have set a financial goal to buy a home in the new year, the best gift you can give is the gift being pre approved to buy a new home. Buying a home requires saving, having steady income, and using your credit wisely to build a good score. Your home loan pre approval is something that is earned, so knowing that you are
Why do I need an Appraisal?
If you are looking to buy a home or your are considering refinancing your current mortgage, you may want to know… Why do I need an appraisal? Appraisals are required for almost all mortgage loans. A licensed professional appraiser must make a complete evaluation of the property being financed and provide a report determining the fair market value of the home. Let’s take a look at why you need an appraisal: Home Buyers are Protected by the Appraised Value When
Saving to Buy a Home in Texas
The traditional advice for saving to buy a home is to save 20% of the purchase price for the down payment. The truth is that there are great mortgage options that have much lower down payment requirements. When saving to buy a home in Texas, you should also be familiar with what costs to expect in the buying process. In this article we will answer the big questions to help you form a better understanding of saving to buy a
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing market, home prices have risen and the FED’s decisions to raise interest rates has impacted the mortgage market. Affordability for home buyers is being stretched
