VA Home Loans and Refinance

Prequalify for a VA Loan. Get No PMI, No DP and Low Interest Rates

Veterans like you are one of the things that make this country great, and you deserve some help getting the home you want. TexasLending.com is incredibly proud of the men and women who have served and offer our expertise and guidance for financing a home with a VA loan.

Because a portion of your loan is insured by Veterans Affairs, we can offer incredible loan benefits like:

  • No PMI
  • No prepayment penalties
  • Competitive interest rates
  • No down payment options available

By utilizing the signature benefits of a VA home loan, you can move in quickly and put more of your mortgage payments directly to the principal of your loan.

Do you qualify for a VA loan?

VA loans are specifically for veterans of the US armed forces, clearly, but they do also have some eligibility requirements beyond service. The best way to see if you’re eligible for a VA loan is to contact a loan expert at TexasLending.com, but generally speaking, here are some guidelines for VA loan qualification:

  • 90 consecutive days of active service during wartime, or
  • 181 days of active service during peacetime, or
  • More than 6 years of service in the National Guard or Reserves,
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability

Additionally, if you have an existing loan, veterans can also benefit from using refinancing to help reduce interest rate and lower mortgage payments.

Contact TexasLending.com to see if you qualify for a VA home loan or refinance today!

 

Current Rates

VA Purchase
30 Year Fixed

As of: November 17, 2017

3.750%
RATE
3.989%
APR

Rate/Term Refinance
30 Year Fixed

As of: November 17, 2017

3.500%
RATE
3.679%
APR

Rate/Term Refinance
15 Year Fixed

As of: November 17, 2017

2.750%
RATE
3.083%
APR

Cash Out Refinance
30 Year Fixed

As of: November 17, 2017

4.000%
RATE
4.189%
APR

FHA Purchase
30 Year Fixed

As of: November 17, 2017

3.500%
RATE
4.370%
APR