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Get Pre-Approved for
Your Home Purchase
Loan Fast and FREE!

Get Pre-Approved for
Your Home Purchase
Loan Fast and FREE!

Get Pre-Approved for
Your Home Purchase
Loan Fast and FREE!

Buy Your First Home

Take your first step toward home ownership by getting fully pre-approved for a home purchase loan. Learn about your best mortgage options. Our local team of home purchase experts will help you navigate each step of the process.

Full Pre-Approval
in 48hrs or Less
Easy Online
Application Process
Answers from a
Team you can Trust
Get Pre-Approved

Buy Your Next Home

If you are needing more space to accommodate a growing family or are relocating for a new job or you wish to purchase an investment or vacation property we can help. Call us today to speak with a member of our home purchase team.

Get Pre-Approved
Before You Shop
Secure the Lowest
Mortgage Rate
Get to Closing
Quick & Easy
Get Pre-Approved

Buying Your Home Can Be As Easy As 1, 2, 3:

Get Pre-Approved

1. Get Pre-Approved

Share your financial information with one of our home loan experts. We will help you determine how much home you can qualify to borrow.

Most pre-approvals can be completed within 48 hours.

Find a Home

2. Find a Home

Once you qualify, we will provide you with a free pre-approval letter that you can include with any offer you make.

We can even introduce you to one of our realtor network partners to assist you with finding your dream home.

Set a Close Date

3. Set a Close Date

Complete the process with the right loan that is customized for your financial situation.

Once your offer is accepted, we can close in as few as 10 business days.

Looking to Compare Mortgage Options?

Conventional
Mortgage
FHA
Loan
VA
Loan
USDA
Loan
Jumbo
Loan
Minimum FICO
Credit Score
620
620
620
620
700
Minimum
Down Payment
3% - 5%
3.5%
0%
0%
20%
Maximum
Loan to Value
97%*
96.5%*
100%*
100%*
80%*
Maximum
Debt to Income
45%*
Exceptions to 50%
50%*
Exceptions to 55%
41%*
Exceptions to 50%
41%*
Exceptions to 50%
43%*
Mortgage
Insurance
Yes
80% LTV & above
Yes
No
Yes
No
Years Since
Bankruptcy
4
2
2
3
7
Years Since
Foreclosure
7
3
2
3
7
Years Since
Short Sale
4
3
2
3
7
Special Qualification
Requirements
Must be
U.S. Veteran
USDA *Rural*
Property Only

* General guidelines listed in this loan comparison chart are subject to exception based on your individual financial history and status. Speak with a licensed mortgage consultant about your qualification for a mortgage loan. Loan programs, rates, terms, and conditions are subject to change without notice. Terms and conditions apply. All loans are subject to federal underwriting guidelines.

Details
Conventional
Mortgage
FHA
Loan
VA
Loan
USDA
Loan
Cash-Out
Loan
Minimum FICO
Credit Score Swipe to view more options
620
620
620
620
700
Minimum
Down Payment Swipe to view more options
3% - 5%
3.5%
0%
0%
20%
Maximum
Loan to Value Swipe to view more options
97%*
96.5%*
100%*
100%*
80%*
Maximum
Debt to Income Swipe to view more options
45%*
Exceptions to 50%
50%*
Exceptions to 55%
41%*
Exceptions to 50%
41%*
Exceptions to 50%
43%*
Mortgage
Insurance Swipe to view more options
Yes
80% LTV & above
Yes
No
Yes
No
Years Since
Bankruptcy Swipe to view more options
4
2
2
3
7
Years Since
Foreclosure Swipe to view more options
7
3
2
3
7
Years Since
Short Sale Swipe to view more options
4
3
2
3
7
Special Qualification
Requirements Swipe to view more options
Must be
U.S. Veteran
USDA *Rural*
Property Only

* General guidelines listed in this loan comparison chart are subject to exception based on your individual financial history and status. Speak with a licensed mortgage consultant about your qualification for a mortgage loan. Loan programs, rates, terms, and conditions are subject to change without notice. Terms and conditions apply. All loans are subject to federal underwriting guidelines.

Local Texas Experts with over 21 Years of Mortgage Experience.

Experience Matters! Our team of Texas Mortgage professionals is committed to helping you understand your financial options through a completely transparent and streamlined process that delivers the best mortgage experience and the best loan possible.

Every day we are building lifelong customer relationships in neighborhoods throughout Texas by helping families achieve their dream of building equity through home ownership. Whether you currently own a home or are getting ready to make your first purchase, we are ready to answer your questions and provide the expertise that meets your unique needs at every step of the lending process.

Use Our Mortgage Calculator to Estimate Your Monthly Payment

A good way to estimate your new potential mortgage payment is to use a mortgage calculator. Enter your current mortgage balance, estimated home value, interest rate, loan term, and other potential financial factors to see what your mortgage payment could look like when you buy a home.

Start with a calculator, then talk to an expert. Once you are ready to talk about real numbers, our mortgage experts can give you a customized look at your best mortgage options in the current market.

Mortgage Calculator

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