Mortgage Refinance Loans

Stuck with a loan that doesn’t add up? Consider refinancing.

You know that feeling of dread when your significant other uses the words “in-laws” and “indefinite stay” in the same sentence? Home loans don’t have to be that way!

Believe it or not, home loans that you signed aren’t permanent—it wouldn’t be fair to the American consumer to hold you to an interest rate that doesn’t match the current market conditions. Refinancing is an acknowledgement that the market is different than when you first got a mortgage, and you and your life circumstances may be different as well.

The benefits of refinancing are twofold:

  1. Refinancing lets you take advantage of current market conditions (lower interest rates)
  2. Refinancing allows you adjust your home loan to suit your life situation (home improvements, lower monthly payments, etc.)

Maybe you’ve done very well for yourself and you can afford a higher payment, which saves you lots in interest payment. Maybe you need to have a lower payment right now and use that extra cash to pay off your truck, or to start a business.

Refinancing helps you take full advantage of the way the market is now, and the place you are at in in your life.

So, what is your current situation? Want a lower mortgage payment? Debt consolidation? To pay off your mortgage faster? Whatever it is, TexasLending.com can help you match your home loan to your lifestyle and goals with a home loan refinance.

When it comes to refinancing, you need an expert

We all know Texas is a place like no other, and our lending regulations are also unique. Many national lenders simply don’t have the required licenses to provide refinancing to people with first liens, second liens for purchase, refinances, and home equity lines of credit. TexasLending.com has the tools and confidence to get you the refinancing loan you need. We know the terrain, the community, the needs you have, and the regulations that the other lenders don’t.

We’re a family-run business, and those we approve for loans become part of our ever growing family. We want to help you accomplish any and all of your refinancing goals, and we offer superior service to you and loans that are competitive with any of the big names you may have used to secure your original mortgage.

Contact us today to get started on your home refinance loan.

 

Current Rates

Conventional Refinance
15 Yr. Fixed

As of: October 12, 2018

4.25%
RATE
4.353%
APR

Conventional Refinance
30 Yr. Fixed

As of: October 12, 2018

4.875%
RATE
4.949%
APR

VA Home Loan
30 Yr. Fixed

As of: October 12, 2018

5.000%
RATE
5.199%
APR

FHA
30 Yr. Fixed

As of: October 12, 2018

4.75%
RATE
5.534%
APR

FHA
15 Yr. Fixed

As of: October 12, 2018

4.25%
RATE
5.098%
APR