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Is a cash-out refinance right for you?

Here are a few benefits

  • Improve Your Credit Score

    When you apply the funds from a cash-out refinance to pay off high interest revolving debt, it not only saves you money, it can also improve your credit score by reducing your balance to credit limit ratio.

     

  • Consolidate Expensive Debt

    With credit cards paid down, or paid off in full, credit utilization goes way down, which could also save thousands and make credit available to you again.

     

  • Tax Deductions

    Unlike credit card interest, mortgage interest payments are tax deductible. That means a cash-out refinance could reduce your taxable income, therefore giving you a bigger tax refund at the end of the year.

     

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