Experts Top 5 Reasons You Should Refinance in 2021
Most people don’t think about the fluctuations in the mortgage and housing markets every day, but we do. Let’s examine the trends that make this a great time to refinance in 2021. 1. You can snag an excellent interest rate in 2021 Mortgage interest rates are incredibly low. We are about halfway through the year […]
5 Ways Refinancing Your Mortgage Can Save You Money
One of the best reasons to refinance your mortgage is to save money. There isn’t any reason you should be paying more for your mortgage than necessary. That’s is why looking at the options for refinancing your mortgage is a smart idea. Your finances change over time, and the mortgage terms that were available when […]
What is a Rate and Term Refinance?
It’s not every day that the average person thinks about mortgages. In fact, most American homeowners will make a mortgage transaction fewer than 7 times in their lives. When you get a “Rate and Term” refinance, you are adjusting the variables of your mortgage to better fit your financial needs. A few reasons to refinance […]
Customer Loyalty Program Benefits
At TexasLending.com we designed the Customer Loyalty program to help us serve you better. If you have previously closed and funded a loan through TexaLending.com, we will apply a $600 credit towards your closing costs to show our gratitude as a return customer. You must have a previously closed mortgage loan through TexasLending.com to qualify […]
Online Mortgage Process: COVID-19 Safe
At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can […]
Income Tax and Your Mortgage Application
Whether you are looking to buy a home or refinance your current mortgage, your income taxes are a required piece of your mortgage application. Your federal income tax return is key to determining your mortgage loan approval. These are the ways that your income tax return is a factor in your mortgage application. Calculating Income […]
Home Equity Loans in Texas: Your Complete Guide to Accessing Your Home’s Value
If you’re a Texas homeowner looking to tap into your home’s value, you’ve come to the right place. At Texaslending.com, we have been helping Texans with home equity loans for more than 25 years. Whether you’re in Dallas, Fort Worth, Houston, Austin, or anywhere across the Lone Star State, understanding how home equity loans in […]
How long does it take to refinance your mortgage?
How long does it take to refinance your mortgage? We believe that this question deserves a detailed answer. To be thorough, we will need to break down the mortgage process into steps. Here are the steps in the mortgage process that determine the time it takes to refinance your mortgage at TexasLending.com: Application Time Estimate […]
How Holiday Shopping Impacts Your Credit
Before you begin your holiday shopping this year make a plan to budget. Most people who overspend during the holidays have failed to think about their budget at all. This type of spending can impact your credit, and likewise your financial future. We would like to help you better understand how holiday shopping can impact […]
Pumpkin Carving Ideas
Celebrating holidays at home is one our favorite ways to create memories with our families. The tradition of carving pumpkins into Jack-o-lanterns is a bit of Fall fun we don’t want to miss. We hope these pumpkin carving ideas spark some creative inspiration for you and your family. Our favorite pumpkin carving ideas this year: […]
