Texas Housing Market Report for Home Buyers

Texas Housing Market Report for Home Buyers | Updated December 2022 If you are thinking about buying a home, looking into the current Texas housing market conditions can be beneficial. Knowledge is an asset to home buyers. This report can give you a look at the current trends and market predictions to help you make […]

The Cost of Waiting to Buy a Home in Texas

Waiting-to-buy

What is the potential cost of waiting to buy a home in Texas? It’s no secret that the housing market in Texas has seen some big changes in the last few years. With the rise in home prices and the low inventory of homes for sale, sellers have the advantage in the market. Many potential […]

Mortgage Payment Calculator

Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator can be a great tool to estimate your potential monthly mortgage payment. Adjusting the numbers in each field can help you take a look at the numbers […]

Competing in a Seller’s Market: Homebuyer Guide

Competing in a Seller’s Market The housing market is HOT! Home’s are receiving multiple offers after being listed on the market for just a few hours. Many potential home buyers are frustrated with the competition and all of the challenges that a seller’s market brings. If you are looking to buy a home in a […]

buyer’s market vs seller’s market

The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]

Become a Homeowner in 2021

If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an […]

Why do I need an Appraisal?

If you are looking to buy a home or your are considering refinancing your current mortgage, you may want to know… Why do I need an appraisal? Appraisals are required for almost all mortgage loans. A licensed professional appraiser must make a complete evaluation of the property being financed and provide a report determining the […]

Home Buying Safety: COVID-19 Crisis

Are you ready to buy a home, but concerned about the safety of the home buying process during the COVID-19 health crisis? We are happy to share this information on how Texas home buyers can safely purchase a home. We are seeing changes in the real estate market, and changes in life in general during […]

Online Mortgage Process: COVID-19 Safe 

At TexasLending.com our mortgage process can be securely done online, from your computer, tablet, or smart phone. We have made our mortgage process as easy as possible with the capability of current technology, while keeping your financial information protected. During the health and safety concerns of COVID-19, we want you to know that you can […]