fbpx

Compare Your Loan Options


Texas
Cash Out
Non-QM
Cash Out
Jumbo
Cash Out
Minimum FICO
Credit Score
620 540 700
Maximum
Loan To Value
80% 80% 75%
Maximum
Debt To Income
45%* 50%* 43%*
Mortgage
Insurance
No No No
Years Since
Bankruptcy
4 1 day* 7
Years Since
Foreclosure
7 1 day* 7
Years Since
Short Sale
4 1 day* 7
Special
Qualification
Requirements
Texas Only None Loan amount above Conv. guidelines
Texas Cash Out
Minimum FICO
Credit Score
:
620
Maximum
Loan To Value
:
80%
Maximum
Debt To Income
:
45%*
Mortgage
Insurance
:
No
Years Since
Bankruptcy
:
4
Years Since
Foreclosure
:
7
Years Since
Short Sale
:
4
Special
Qualification
Requirements
:
Texas Only
Non-QM Cash Out
Minimum FICO
Credit Score
:
540
Maximum
Loan To Value
:
80%
Maximum
Debt To Income
:
50%*
Mortgage
Insurance
:
No
Years Since
Bankruptcy
:
1 day*
Years Since
Foreclosure
:
1 day*
Years Since
Short Sale
:
1 day*
Special
Qualification
Requirements
:
None
Jumbo Cash Out
Minimum FICO
Credit Score
:
700
Maximum
Loan To Value
:
75%
Maximum
Debt To Income
:
43%*
Mortgage
Insurance
:
No
Years Since
Bankruptcy
:
7
Years Since
Foreclosure
:
7
Years Since
Short Sale
:
7
Special
Qualification
Requirements
:
Loan amount above Conv. guidelines

* General guidelines listed in this loan comparison chart are subject to exception based on your individual financial history and status. Speak with a licensed mortgage consultant about your qualification for a mortgage loan. Loan programs, rates, terms, and conditions are subject to change without notice. Terms and conditions apply. All loans are subject to federal underwriting guidelines.