Texas Refinance Home Mortgages

• Try our E-signature application system. You'll shave weeks off the home refinance loan process. Start Now!
• We will beat all offers, all the time, to take care of our Texas friends, family, and neighbors here in Texas.
• Work with a privately owned Texas Mortgage Banker where we understand what Y'all, Fixin, and Chickin Fried Steak is all about when you call.
• Always talk with a live person when you call TexasLending.com. Our standard is that you'll be speaking with a consultant in under 9 seconds.
• Conventional, FHA, VA, Jumbo, home refinance, home equity, reverse mortgages all from one friendly Texas Mortgage Banker.
• A $120,000 home loan that saves 1.0% in interest saves $100/mo in interest for over $3,000 in interest payment savings in under 3 years!
• A $240,000 home loan that saves 1.0% in interest saves $200/mo in interest for over $5,000 in interest savings in under 3 years!

Q: Why as consumers do we refinance our homes?

A: To save money.

Q: Why is TexasLending.com here?

A: To save you the most money while at the same time giving you a safe and stable loan for your present and for your future.

Not all Texas refinances are created equal. TexasLending.com can help you with a standard 30 year fixed refinance yet we understand that many individuals and families in the State of Texas will have specific needs. Check out some of the refinance extremes available from TexasLending.com.

• 97% refinance with collections on your credit.
• 80% refinancing on Jumbo loans.
• Refinance from a subprime loan to FHA
• 100% refinance on VA loans
• Refinance from an ARM to a low fixed rate.
• Refinance to a 30 fixed loan term with the option to pay only interest for the first 15 years. Pay principal when you wish during the interest only period.
• Refinance up to 97% of home value with open Chapter 13 bankruptcy.
• Refinance up to 97% of home value even if you are in Consumer Credit Counseling.
• Refinance up to 95% of home value on conventional loans with credit scores above 680.
• Refinance is possible with open tax liens, judgments, and past foreclosure on credit.
• Refinance on FHA loans with credit scores as low as 640 on FHA or VA loans.
• Refinance to catch up past due house payments or to roll taxes and insurance into your payment.
• Refinance to similar rates as someone with perfect credit even with collections.
• More Options available. Apply today!