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Texas Home Purchase Loans

  • Texas home purchasing and refinance loans are possible for you if 2 of your 3 credit scores are above 620.
  • A live person will answer your call at Our standard is that you’ll be speaking with a consultant in under 9 seconds.
  • We are proud to have won the Consumers Choice Award for the past 5 years – you know that we’ll be there for you!
  • Try our E-signature application system. You’ll shave weeks off the home loan process. Start Now!
  • You can get a full credit approval from with no out of pocket charge prior to you signing a home purchase contract.
  • Conventional, FHA, VA, home purchase, home refinance, home equity, Jumbo loans, reverse mortgages in Texas – all from one place!

Dream Home*If you are looking to purchase a new or existing home, can help. For the past six years tens of thousands of Texas buyers have trusted to help them purchase the home of their dreams. Whether you are looking for a Conventional Loan, FHA or VA Loan, Jumbo Loan, ARM (Adjustable Rate Mortgage), or Interest-only Loan, can help. As a mortgage banker and broker, TexasLending. com will provide a safe and stable home loan for you and your family. Some of our purchase loan options are listed below. Although you may pay a large down payment for your home loan at any time, it is always great to know your options if cash is in short supply. For Example:

  • 96.5% Financing for First Time Home Buyers
  • 96.5% financing with credit collections
  • 96.5% financing if you are in consumer credit counseling
  • 96.5% financing 3 years after Foreclosure on FHA loans.
  • 100% financing on VA loans
  • 96.5% financing if you are in a Chapter 13 Bankruptcy for the past year and paying on time with a minimum credit score of 640.
  • 96.5% Financing on FHA 2 years after chapter 7 bankruptcy with credit score above 640.
  • 96.5% financing on FHA loans with credit scores as low as 620.
  • 95% Conventional Financing with Credit Scores as low as 680
  • Home Purchase Loans up to $10,000,000
  • Restrictions apply
  • Many more options available. Apply today

Award earned for superior service from voting DFW consumers for 10 consecutive years.

Texas Lending

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Our Customers Love Us

"David Spencer was outstanding!!! Kudos to hi staff for the attention to detail and the communication throughout the entire process. I have already referred 3 relatives to Texas Lending and will do so as long as I can work with David."


Current Rates

Type Rate APR
Conv. 30 Year Fixed 4.000% 4.170*%
Conv. 15 Year Fixed 3.250% 3.590*%
Conv. 5 Year ARM 3.125% 3.320*%

As of Tuesday, December 6, 2016

More rates - Click here
*All rates above quoted with 1% origination
*20% Equity with loan amounts of $165,000+
*Subject to credit & income requirements
Click here for rate conditions