Houston Home Purchase Loans

There’s just nothing like owning your own home, and Houston is simply a great place to put down roots. At TexasLending.com, we make it easy to turn your home-buying dream into reality. Just ask the thousands of Houston families who’ve partnered with us to find and afford secure, sustainable homes they love. As a Houston mortgage banker we provide an unmatched slate of Houston home purchase loan options — something for the unique needs of just about every family in the region. This includes conventional loans, FHA loans, VA loans, jumbo loans, ARMs, and interest-only loans for both new and existing homes.

While we welcome large down payments for home loans at any time, we also believe our unmatched availability of loan options provides peace of mind when facing future economic challenges.

For example:

  • If you’re a first-time homebuyer in Houston, 96.5% financing on FHA loans.
  • Financing of up to 96.5 percent on FHA loans, with credit collections.
  • If you’re in consumer credit counseling, financing of up to 96.5 percent.
  • Just three years after an Houston mortgage loan foreclosure, up to 96.5 percent financing on FHA loans.
  • 100 percent fully-financed VA loans for our Houston veterans.
  • Even if Houston homebuyers have been in chapter 13 bankruptcy for the past year, financing of up to 96.5 percent is available if payments have been made on-time and a minimum credit score of 640 has been achieved.
  • With a chapter 7 bankruptcy just two years behind them, Houston homebuyers with a 640 minimum credit score can get an FHA loan with 96.5 percent financing.
  • FHA loans financed as much as 96.5 percent, and VA loans to 100% financing even for Houston homebuyers holding credit scores of 600.
  • Conventional loans finances as much as 95 percent, even for Houston home shoppers holding credit scores of 680.
  • Payments only on interest for as long as 15 years
  • Houston home purchase loans totaling as high as $10,000,000
  • An abundance of supplementary Houston home loan options are available. Restrictions apply.
    Apply today!