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Down Payment

Today, home loans are being acquired with lower credit scores and smaller down payments. In recent years, a down payment on a home has become more of a personal decision rather than a financial necessity.

Some home loans do require a down payment. The amount of a down payment on a home loan varies based on factors such as loan type, credit score, type of property being purchased, income and asset documentation, and the debt ratio as related to income.

At TexasLending.com, we have many loan programs and options available. Our expert staff will assist you in choosing the best home loan program with the lowest down payment possible. To learn more about your options for down payment requirements, call TexasLending.com today at 1-800-346-8047, apply online, or email any questions to info@texaslending.com.

 

 

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Current Rates

Type Rate APR
Conv. 30 Year Fixed 4.375% 4.560*%
Conv. 15 Year Fixed 3.375% 3.810*%
Conv. 5 Year ARM 3.625% 3.625*%

As of Monday, April 21, 2014

More rates - Click here
*All rates above quoted with 1% origination
*20% Equity with loan amounts of $165,000+
*Subject to credit & income requirements
Click here for rate conditions

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