Dallas Refinance Mortgage Loans

Q: Why refinance?
A: To lower monthly mortgage payments, shorten the term of your loan, and capitalize on low Dallas refinance rates.

Q: How can TexasLending.com help?
A: We make Dallas refinance mortgage loans accessible, affordable, and maximize those savings.

Refinance needs change from family to family. At TexasLending.com, we understand that our standard Dallas 30-year fixed-rate refinances aren’t the best option for everyone. Many families in Dallas-Ft. Worth have unique financial needs, so we’re eager to provide a wide range of individualized refinance products, including:

• Up to 97 percent refinances, if credit collections are included.
• Up to 80 percent financing of jumbo loans.
• Refinancing to move from a subprime loan to a Dallas FHA loan.
• Refinancing of a full 100 percent on VA loans.
• Refinancing to move from an ARM to a safer Dallas fixed-rate loan.
• Refinancing to move to a Dallas 30-year fixed-rate loan, with the chance to only pay interest for the initial 15 years (pay on the principal at your convenience).
• The chance to refinance as much as 97 percent of your home’s value, even with an open chapter 13 bankruptcy through FHA.
• The chance to refinance as much as 97 percent of your home’s value while in Consumer Credit Counseling through FHA.
• The chance to refinance as much as 95 percent of the home’s value on conventional loans, if the homeowner has a credit score higher than 680.
• Refinancing even with past foreclosures, tax liens, or paid-off judgments on the homeowner’s credit.
• Refinance FHA loans with credit scores of 600 or higher.
• Refinance VA loans with credit scores of 640 or higher.
• Refinancing as a means to pay-off past-due loan payments, and refinancing to include taxes and insurance in the home payment.
• Similar, affordable rates as Dallas homeowners benefiting from perfect credit, even with collections.
• Additional Dallas refinance mortgage loan options are available. Apply today!