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Damaged Credit Loan Qualification Assistance

With you may qualify for great rates with low down payments for situations when you have had difficult credit.  Although FHA loans have credit score restrictions and conventional loans are liberal when it comes to credit collections you owe it to yourself to apply today for home loan approval with

Click the following links to read about some of the home purchasehome refinance, and home equity loan options available for various credit situations. Or simply call or submit your online application today.

Below are some of the credit situations that a loan specialist may be able to shed some light on when it comes to home loan financing:

  • Past Foreclosures
  • Past Bankruptcies
  • Credit Collections
  • Repossessions
  • Tax Liens
  • Judgments
  • Past Due Payments
  • Delinquent Student Loans
  • And more

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Our Customers Love Us


I cannot express the knowledgeable, patient and courteous manner in which Carlos Lopez guided us through the process of refinancing our home. Ours was a difficult situation, however, Carlos never allowed us to give up hope and searched until he found solutions for every obstacle we encountered....


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Current Rates

Type Rate APR
Conv. 30 Year Fixed 4.125% 4.290*%
Conv. 15 Year Fixed 3.250% 3.590*%
Conv. 5 Year ARM 3.625% 3.625*%

As of Wednesday, July 23, 2014

More rates - Click here
*All rates above quoted with 1% origination
*20% Equity with loan amounts of $165,000+
*Subject to credit & income requirements
Click here for rate conditions