Austin Refinance Mortgage Loans

Q: Why refinance your home?
A: To take advantage of rock-bottom Austin refinance rates, save on month-to-month payments, and shorten your loan term.

Q: How does TexasLending.com help?
A: We add security to those savings, by providing a stable, sustainable Austin home refinance loan that solidifies your financial future.

Not every family is best-served by our standard Austin 30-year fixed-rate refinance. At TexasLending.com, we realize that refinance needs can change from home to home, so we’re proud to offer a diverse range of refinance choices to Central Texas families, including:

  • As much as 97 percent of home value on FHA refinances, even when credit collections are involved.
  • Jumbo loan refinancing as much as 80 percent.
  • Refinancing as a way to transfer from a subprime loan to an Austin FHA loan.
  • For Austin veterans, VA loan refinancing of 100 percent.
  • Refinancing as a way to transfer from an ARM to a more sustainable Austin fixed-rate loan.
  • Refinancing to transfer to an Austin 30-year fixed home loan, with interest-only payment options for the initial 15 years. Homeowners can pay on principal when they choose.
  • As much as 97 percent refinancing for Austin folks with an open chapter 13 bankruptcy.
  • As much as 97 percent refinancing for folks in Consumer Credit Counseling.
  • As much as 95 percent refinancing on conventional loans for Austin homeowners with credit scores of at least 680.
  • Multiple refinancing options for Austin homeowners with judgments, open tax liens, or recent foreclosures on their credit.
  • FHA loan or VA loan refinances for Austin homeowners, even with credit scores as poor as 600.
  • For Austin homeowners with past-due home payments, refinancing to return to sound financial footing.
  • Refinancing in order to combine taxes and insurance payments into the loan payment.
  • Similar, low rates for Austin homeowners with collections as those boasting perfect credit.
  • Further Austin refinance mortgage loan options are available. Apply now!