Austin Home Purchase Loans
There is a reason why thousands of Austin families have partnered with TexasLending.com over the past six years. We empower potential homeowners to find and afford the secure home they love, thanks to a comprehensive suite of Austin home purchase loan options. As both an Austin mortgage banker and broker, we have a broad selection of diverse loans for both new and existing homes, including conventional loans, FHA loans, VA loans, jumbo loans, ARMs, and interest-only loans.
Even though homeowners can pay a large down payment on the home loan at any time, the extra options we can provide builds a welcome safety net for families during tough economic times.
For example:
- As much as 96.5% financing for Austin families buying their first home.
- With credit collections, financing of up to 96.5 percent on FHA loans.
- For Austin folks in consumer credit counseling, up to 96.5 percent financing on FHA loans.
- For folks with more than three years removed from a loan foreclosure, as much as 96.5 percent financing on FHA and 100 percent financing on VA loans.
- For our men and women in uniform, 100 percent financing of VA loans.
- For Austin homebuyers stuck in chapter 13 bankruptcy over the past year, 96.5 percent financing is available if you hold a credit score no lower than 640 and have a record of paying on time.
- FHA loans with 96.5 percent financing for Austin homebuyers two years removed from a chapter 7 bankruptcy, as long as a credit score of at least 640 is held.
- Even with a credit score as low as 600, Austin homebuyers have access to FHA loans with 96.5 percent financing. Call to find out your specific qualifcations.
- Even with a credit score as low as 680, Austin homebuyers have access to as much as 95 percent conventional financing.
- Options for interest-only payments for as much as 15 years
- As much as $10 million total for Austin home purchase loans
- A myriad of additional Austin home loan choices are available. Restrictions apply. Apply today!
