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Current Rates

As of Friday, August 22, 2014
Rate APR
Conv. 30 Year Fixed
4.125% 4.280*%
Con. 15 Year Fixed
3.125% 3.460*%
Conv. 5 Year ARM
3.625% 3.625*%
FHA 30 Year Fixed
3.750% 5.625*%
VA 30 Year Fixed
4.000% 4.350*%
See More Rates | Rate Conditions is a residential mortgage banker
that provides expert service to homebuyers in Texas.

We are a privately-held company founded in April 2001 by our CEO Kevin C. Miller. We are one of the premiere lenders in the area and have been awarded the Consumer's Choice Award for Mortgage Lenders /non-Banks for business excellence in Dallas/Fort Worth for the sixth year in a row. We have also been recognized by SMU Cox School of Business as one of the 100 fastest growing companies in Dallas. Find out what makes us the top choice in home loans. Contact us today! Blog

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Financial Planning Tips to Land Your Dream Home

Whether you’ve got house envy about your best friend’s new place or just want to start building equity instead of renting, the first time you think about becoming a homeowner is the moment you should start financial planning.

While it may be tempting to begin looking at homes for sale, you need to be...


Our Customers Love Us

Read more testimonials.

I cannot express the knowledgeable, patient and courteous manner in which Carlos Lopez guided us through the process of refinancing our home. Ours was a difficult situation, however, Carlos never...

We felt like everyone we dealt with through Texas Lending went above and beyond to provide accurate details regarding our loan and kept great contact with us. Ronnie
My experience was so pleasing and easy. I would recommend Texas Lending to everyone. Loyce