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Current Rates

As of Wednesday, September 30, 2015
Rate APR
Conv. 30 Year Fixed
3.750% 3.920*%
Con. 15 Year Fixed
3.125% 3.460*%
Conv. 5 Year ARM
2.875% 2.875*%
FHA 30 Year Fixed
3.500% 4.590*%
VA 30 Year Fixed
3.500% 3.750*%
See More Rates | Rate Conditions is a residential mortgage banker
that provides expert service to homebuyers in Texas.

We are a privately-held company founded in April 2001 by our CEO Kevin C. Miller. We are one of the premiere lenders in the area and have been awarded the Consumer's Choice Award for Mortgage Lenders /non-Banks for business excellence in Dallas/Fort Worth for the sixth year in a row. We have also been recognized by SMU Cox School of Business as one of the 100 fastest growing companies in Dallas. Find out what makes us the top choice in home loans. Contact us today! Blog

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How to Get Rid of Your Roommate (Legally!) | Zillow Blog

He’s messy, his rent is always late, and now he “lost” his pet scorpions somewhere on the premises. In other words, it’s high time for your roommate to hit the road.

But how to get him out? Legally speaking, can one tenant kick the other to the curb based on a few common lease violations? And, if so,...


Our Customers Love Us

Read more testimonials.

I wanted to take a moment to write and tell you how much I thoroughly enjoyed working with Kathleen Hays. I’ve known for years that when it came time to enter the home loan process again, I...


I cannot express the knowledgeable, patient and courteous manner in which Carlos Lopez guided us through the process of refinancing our home. Ours was a difficult situation, however, Carlos never...

We felt like everyone we dealt with through Texas Lending went above and beyond to provide accurate details regarding our loan and kept great contact with us. Ronnie