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Current Rates

As of Tuesday, September 27, 2016
Rate APR
Conv. 30 Year Fixed
3.250% 3.420*%
Con. 15 Year Fixed
2.625% 2.970*%
Conv. 5 Year ARM
2.875% 2.875*%
FHA 30 Year Fixed
3.125% 4.280*%
VA 30 Year Fixed
3.250% 3.490*%
See More Rates | Rate Conditions is a residential mortgage banker
that provides expert service to homebuyers in Texas.

We are a privately-held company founded in April 2001 by our CEO Kevin C. Miller. We are one of the premiere lenders in the area and have been awarded the Consumer's Choice Award for Mortgage Lenders /non-Banks for business excellence in Dallas/Fort Worth for the sixth year in a row. We have also been recognized by SMU Cox School of Business as one of the 100 fastest growing companies in Dallas. Find out what makes us the top choice in home loans. Contact us today! Blog

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Housing risk

Why Buying a House With Foundation Problems is Risky

Many people underestimate the risk of buying a house with foundation problems and the extent of repairs needed. Foundation problems generally reduce the value of a home. It can also be very costly, stressful, inconvenient, and take a lot of time to repair. Repairing a home’s foundation is much more extensive than just doing home design or...


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TexasLending was awesome and made the process much less complicated/ painful. They were very patient and helpful with all my questions and reassured me as many times as were necessary. Thanks TexasLending! James
The most helpful people ever! The entire process to refinance our mortgage was fast, easy, and painless. I'd recommend this company to anyone who wants a positive experience. Jennetta
Just ditch those out of state companies. Texas Lending made it easy for this ole Texan, Thanks again Brian and Diana

Award earned for superior service from voting DFW consumers for 10 consecutive years.

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